With the evolution of the lending industry, it’s very easy to get into debt today, but if you aren’t careful, getting out of it can be painfully difficult. That said, if you play it smart, it is possible to break free from debt with little to no trouble. There are different strategies you can follow to pay off your debt, like restructuring your debts to minimize monthly payment obligations.

Original Article Source Credits:   Money Sense , https://www.moneysense.ca/

Article Written By:   RENEE SYLVESTRE-WILLIAMS 

Original Article Posted on:   MARCH 31, 2021

Link to Original Article:  https://www.moneysense.ca/save/debt/money-management-what-to-do-when-covid-19-debt-payment-deferrals-are-over/

Original Article Source Credits:   Financial Post , https://financialpost.com/

Article Written By:  Fergal Smith and Noor Zainab Hussain

Original Article Posted on:  Mar 02, 2021

Link to Original Article:  https://financialpost.com/real-estate/mortgages/canada-mortgage-rates-edge-higher

Original Article Source Credits:   Canada.ca ,https://www.canada.ca/

Article Written By:  NA

Original Article Posted on:  2021-02-08

Link to Original Article:  https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/after-apply.html

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  February 2, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/02/could-mortgage-rates-start-to-rise-sooner-than-expected/

Original Article Source Credits:   Canada.ca , https://www.canada.ca/

Article Written By:  NA

Original Article Posted on:  2021-01-22

Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/mortgages/choose-mortgage.html

Whether you need a specific mortgage service or an insurance plan, it is important to find a professional who can help you understand the different options available and guide you towards making the right choice. By working with a mortgage and life insurance agent, you receive awareness about the financial market, product or policy recommendations, clear information on rates/Terms and Conditions, honest advice when challenges arise, and several other benefits.

Original Article Source Credits:   MortgageBrokerNews.ca , https://www.mortgagebrokernews.ca/

Article Written By:  Clayton Jarvis 

Original Article Posted on:  04 Feb 2021

Link to Original Article:  https://www.mortgagebrokernews.ca/news/why-all-the-talk-around-rising-interest-rates-in-canada-337503.aspx

Original Article Source Credits: Move Smartly, https://www.movesmartly.com/

Article Written By: David Larock

Original Article Posted on: NA

Link to Original Article: https://www.movesmartly.com/articles/fixed-or-variable-rate-mortgage-right-now-its-no-contest

Original Article Source Credits: Benefits Canada, https://www.benefitscanada.com/

Article Written By: NA

Original Article Posted on: 18th December 2020

Link to Original Article: https://www.benefitscanada.com/investments/strategies/head-to-head-should-pension-plans-be-investing-actively-or-passively-154461

Original Article Source Credits:   Benefits Canada , https://www.benefitscanada.com/

Article Written By:  NA

Original Article Posted on:  NA

Link to Original Article:  https://www.benefitscanada.com/news/esg-issues-seeing-pension-plans-focus-on-ethical-responsible-investing-152850

COVID-19 has created instability in employment, which has left banks trying to minimize the risk of defaults and subsequent losses. Therefore, banks are being more careful than usual in identifying and confirming sources of income for mortgages.

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  November 11, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/

Original Article Source Credits:   Calgary Herald , https://calgaryherald.com/

Article Written By:  Joel Schlesinger 

Original Article Posted on:  Nov 20, 2020

Link to Original Article:  https://calgaryherald.com/life/homes/new-homes/many-canadian-home-buyers-misguided-about-mortgages-survey-finds

Original Article Source Credits:   The Star , https://www.thestar.com/

Article Written By:   David Aston

Original Article Posted on:   Nov. 22, 2020

Link to Original Article:  https://www.thestar.com/business/personal_finance/opinion/2020/11/22/our-strange-times-mean-fixed-rate-mortgages-have-a-rare-edge.html

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  September 29, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/09/pandemic-has-increased-homebuying-intentions-among-young-canadians/

Original Article Source Credits:    CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  September 10, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/09/bank-of-canada-reaffirms-its-low-rate-outlook/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  NA

Original Article Posted on:  SEPTEMBER 27, 2020

Link to Original Article:  https://betterdwelling.com/this-weeks-top-stories-canadian-real-estate-prices-forecasted-to-fall-as-households-make-fewer-payments/#_

As the housing authorities have enforced stricter rules on lending amid the recession caused by the pandemic, for a mortgage borrower, it can be a confusing time. Seeking advice from a mortgage specialist during these volatile times can be your best bet in understanding these market conditions. However, amidst the crisis, there have been certain misconceptions surrounding the role of mortgage brokers and their service among borrowers.

Your future home won’t cost you an arm or a leg if you set a proper financial plan. So, before you jump-start the homeownership process, it’s important to understand your financial picture. It will give you an idea of the type of mortgage product you will have to opt for. However, as a house is a significant investment and a mortgage is a major responsibility, it’s advisable to seek guidance from an expert who is well connected with various financial resources, like a mortgage broker.