Mortgage Refinance in Hamilton, ON

Hamilton Mortgage Agent

Mortgage refinancing can be beneficial in a number of ways. Clients can get cash out for any purpose, consolidate high-interest credit cards, and lower their monthly payments when they refinance with a professional. Victor's clients often use refinancing for renovations and home improvements, and he loves helping self-employed clients make the right financing decisions. Contact Mortgage Agent Victor Matos today and ask about Canada's best mortgage prepayment options.


Victor is amazing. He’s helped us with a new mortgage, helped us with refinancing a mortgage, Resp for both of our kids, and life insurance policies. Prior to having Victor help us we never had a mortgage broker and I will never go back to doing any of it without a mortgage broker more specifically without Victors expertise. Since having the pleasure of working with Victor we have recommended his services to all our family and friends. Thank you Victor for all your help.

- M.H

Bad Credit Mortgage Hamilton

Is refinancing right for you?

LOWER YOUR PAYMENTS: If you own a property, have equity available, and have other debts that are costing you a rate higher than what a mortgage would cost, consolidating the additional debts into one single mortgage payment can save you thousands of dollars in interest.

STRUGGLING TO MAKE PAYMENTS: If you are struggling to make your mortgage payments and the minimum payments on other debts, and most of your payment is going to interest, a mortgage debt consolidation will lower your payments and ensure more of your money is going towards the principal, not the interest. At the same time, a mortgage gives you the option to make extra payments or to set payments at a higher amount, allowing you to clear your debt faster.

Benefits of Refinancing:

It makes your life easier. It gives you the option of continue making the same payments, knowing that most of it is being used towards paying down your debt, not the interest. It also gives you the option to select a lower and more manageable payment, while knowing that you can pay extra towards the debt any time you wish to do so. It gives you flexibility and control of your debts.

Why Refinance with Victor Matos?

When I’m working on a debt consolidation, I focus on finding a lender that provides my clients the flexibility they need. My goal is to find the optimal fit for my clients, focusing on balance between financial health and comfort. I do not make your debt disappear, but I help make it easier for you to pay it down. With 21 years of experience in this business, I have a vast knowledge of the major lenders allowing me to provide you with recommendations that are tried and true. I have serviced hundreds of clients in varying financial situations and can attest that a debt consolidation done properly will make your life a lot less stressful.